Back to Team

Stephen Charalambous

Senior Financial Adviser
About
Stephen
Qualifications and Education:

Bachelor of Commerce in Finance | Deakin University

Certified Financial Planner (CFP)

Professional Experience and Personal Interests

Stephen has been a dynamic force in the financial service industry since 2013, driven by his relentless passion for financial planning and commitment to excellence. Stephen finds fulfilment and gratitude in witnessing clients achieve their goals, both lifestyle and financial aspects, and embraces the transformative impact of financial planning guidance on their lives. Stephen is a sports enthusiast, especially passionate about football and basketball, with Carlton Football Club holding a special place in his heart. Stephen enjoys spending quality time with his young family, exploring new cuisines, and travelling to different parts of the world, creating as many memories as possible along the way.

Schedule a call
Previous
Next
Financial Services and Credit Guide

Financial Services Guide - APFS Melbourne 1 Pty Ltd trading as Ziku Advice (ABN 86 639 578 242) is an Authorised Representative of Blackcrest Group Pty Limited (ABN 55 670 911 252) (Australian Financial Services Licence No. 555615) -14-16 Garden Blvd, Dingley VIC 3172, Phone:03 9853 4637, 9am-5pm Mon-Fri

Credit Guide - Ziku Lending Pty Ltd is a Corporate Credit Representative (502517) & Sean White is a Credit Representative (436344) of Fintom Pty Ltd (ACN 671102293) (Australian Credit License No. 555617) - 14-16 Garden Blvd, Dingley VIC 3172, Phone:03 9853 4637, 9am-5pm Mon-Fri

Disclaimer

This website contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. If you acquire a product or service, Blackcrest Group Pty Limited (ABN 55 670 911 252) (Australian Financial Services Licence No. 555615) and Fintom Pty Ltd (ACN 671102293) (Australian Credit License No. 555617) companies and/or their representatives will receive fees and other benefits, which will be a dollar amount and/or a percentage of either the premium you pay or the value of your investments.

Weinberg Private Managed Portfolios - PDS (Product Disclosure Statement)

HUB24 IDPS Weinberg - PDS (Product Disclosure Statement)

HUB24 Super Weinberg - PDS (Product Disclosure Statement)

HUB24 Managed Portfolio Service - Target Market Determination

Fintom Pty Ltd - Credit Guide

© 2023 Ziku Capital
We are an authorised representative of AMP Financial Planning Pty Limited ABN 89 051 208 327, AFS Licence and Australian Credit Licence no. 232706 (“our Licensee”), as shown in our Financial Services & Credit Guide. Your access to this website is subject to these terms and conditions, our Privacy Policy, notices, disclaimers and any other terms and conditions or other statements contained on this website (referred to collectively as “Terms and Conditions“). By using this website you agree to be subject to the Terms and Conditions. Access for persons from within Australia only. This website is only for the use by persons accessing the website from within Australia. The services described in this website are only available to persons accessing the website from within Australia. No personal financial or investment advice provided to you, unless otherwise expressly stated to the contrary, this website is not designed for the purpose of providing personal financial or investment advice. Information provided does not take into account your particular investment objectives, financial situation or investment needs. You should assess whether the information on this website is appropriate to your particular investment objectives, financial situation and investment needs. You should do this before making an investment decision on the basis of the information on this website. You can either make this assessment yourself or seek the assistance of an adviser. Unless otherwise expressly stated to the contrary, the information on this website is not a recommendation or a statement of opinion to make a decision about a financial product or a class of financial products or to invest in any investments, securities or financial products offered by any product issuer, including AMP Limited (ABN 49 079 354 519) (“AMP”) or a member of the AMP group of companies. Investment performance unless otherwise stated to the contrary, neither we nor the Licensee guarantees any particular rate or return, the performance of any investment or the repayment of capital from any investment. Investments are subject to possible risks, including delays in repayment and loss of income or capital invested. Third party offers and links to other websites. This website may contain references to other special offers or promotions by third parties that have not been verified by us or our Licensee. The website may contain links to other websites or pages of third parties. Neither we nor our Licensee are responsible for the content of any third party websites or pages linked to or linking to this website. Such links are provided for convenience and information purposes only. Neither we nor our Licensee endorse, approve or recommend the operators of third party websites or the content of those websites. Subject to any applicable law which cannot be excluded, we make no warranties or representations regarding the quality, accuracy, merchantability or fitness for purpose of the goods or services available from third parties. Your obtaining of goods or services from third parties is at your own risk. You indemnify us and our Licensee against all liability, loss, damage, cost and expense arising from or relating to your obtaining goods or services from a third party referred to in this website. This website may also contain references to offers or promotions by us, or links to pages owned and/or operated by us for services unrelated to our authorisations from our Licensee. Our Licensee does not endorse or recommend and is not responsible for the offers, promotions or content on the websites linked from or linking to this website for these unrelated services. You may not use this website or provide a link to this website on another website, where the use contains any material that is offensive or distasteful or contravenes any law, disparages or adversely affects us or our Licensee’s brand or reputation or the services that we provide, makes any representations about us or our Licensee or the services we provide, including any representations of any endorsement, sponsorship, affiliation or approval of you or the website by us or our licensee, passes off our or AMP’s documents or information as your own. Following links to any other websites or pages or linking this website to another website is entirely at your own risk and neither we nor our Licensee shall be responsible or liable for any losses, damages or expenses arising in connection with such linking. If you wish to link to this website, you must first seek our written approval. Disclaimer and limitation of liability to the maximum extent permitted by law, neither we nor our Licensee will be liable in any way for any loss or damage suffered by you through use or access to this website, or our failure to provide this website. Our liability for negligence, breach of contract or contravention of any law as a result of our failure to provide this website or any part of it, or for any problems with this website, which cannot be lawfully excluded, is limited, at our option and to the maximum extent permitted by law, to resupplying this website or any part of it to you, or to paying for the resupply of this website or any part of it to you. General conditions, These Terms and Conditions are governed by the law in force in the State of New South Wales, and the parties irrevocably submit to the non-exclusive jurisdiction of the courts of New South Wales and courts of appeal from them for determining any dispute concerning the Terms and Conditions. These Terms and Conditions can be modified at any time by us and you agree to continue to be bound by these Terms and Conditions as modified. We will give you notice of these changes by publishing revised Terms and Conditions on this website. We will not separately notify you of these changes. If the whole or any part of a provision of these Terms and Conditions are void, unenforceable or illegal in a jurisdiction, it is severed for that jurisdiction. The remainder of the Terms and Conditions have full force and effect and the validity or enforceability of that provision in any other jurisdiction is not affected. This clause has no effect if the severance alters the basic nature of the Terms and Conditions or is contrary to public policy. Copyright Except where necessary for viewing, the information on this website on your browser, or as permitted under the Copyright Act 1968 (Cth) or other applicable laws or these Terms and Conditions, no information on this website may be reproduced, adapted, uploaded to a third party, linked to, framed, performed in public, distributed or transmitted in any form by any process without the specific written consent of the owner of the copyright in that material.